Some helpful tips and advice for Veterans and their families to navigate VA Loan benefits.
Please read through the articles below to help you learn more about VA Loans.
10 Things To Do After Buying A Bergen County Home
Congratulations on your new home in Bergen County! Becoming a homeowner is an exciting milestone, but it also comes with…
5 Things to Consider Before Buying a Foreclosed Bergen County Home
In today’s challenging housing market, the allure of purchasing a foreclosed Bergen County home at a lower cost can be…
How Much House Do You Really Need in Ridgefield Park?
A common dilemma that many potential Ridgefield Park homebuyers face: determining how much house they truly need. In a world…
10 Mistakes to Avoid When Applying for a Bergen County Mortgage
Securing a mortgage is a significant step in the Bergen County home buying journey, and avoiding common mistakes during the…
What Makes a Bergen County Mortgage Broker Trustworthy?
Choosing the right mortgage broker is a critical step in the Bergen County homebuying process. Your financial well-being and the…
Ridgefield Park Mortgage Rates and Trends: What You Need to Know
When it comes to purchasing a home around Ridgefield Park or refinancing your existing mortgage, understanding mortgage rates and trends…
How to Navigate the Homebuying Process
Are you ready to take the exciting leap into homeownership around Bergen County? As a mortgage professional with years of…
What Should I Do First: Sell My Home or Buy a New Home?
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other…
What Credit Score Do I Need to Get a Mortgage?
Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score…
How Long Does It Take to Buy a Ridgefield Park Home?
The exact time that it takes to buy a Ridgefield Park home (from the home search process to turning the…
Your First Steps to Buying a Home in Ridgefield Park
If you’ve been dreaming of owning your own Ridgefield Park home, you may be ready to start looking for something…
Getting Pre-Qualified for a Housing Offer
If you’re getting ready to start your housing search around Ridgefield Park, New Jersey, there are a few documents (such…
How Much Do You Need as a Down Payment in Ridgefield Park?
In the market to purchase a Ridgefield Park, NJ home? You may be wondering how much you need to save…
What’s the Deal with Raising Rent?
Whether you are a renter or a landlord, you’ve probably thought about rents raising and wondered if it’s the right…
When to Call Your Property Manager
Property managers can be a great resource when it comes to enjoying your home without worry. Here are a few…
Working with a Local Ridgefield Park Real Estate Broker
For those in the market for a new Ridgefield Park, NJ home or looking to sell their current home, there…
What is a Property Sales Report?
A Property Sales Report is a document that details information about a specific property. This includes the current status and…
Are There Any Extras Included when I Buy Real Estate?
You’ve hashed out the details of buying a Ridgefield Park home. From price per square foot to insurance premiums, you…
Can I Be My Own Real Estate Agent?
Yes, you can act as your own Ridgefield Park real estate agent. Anyone can represent themselves in a real estate…
3 Ways to Make Your Bergen County Home Energy Efficient
Energy is one of the biggest ongoing expenses for homeowners. Fortunately, there are ways to decrease your energy bills by…
Why You Need a Real Estate Agent to Find Your Dream Home, And How to Find One
Everyone wants to buy their dream home. You can picture it in your mind, you just need to find it…
Bergen County Home Trends to Keep An Eye On in 2023
Now that we are approaching the halfway point of 2023, there are a few trends around Bergen County that have…
Using Technology to Market Your Home
Getting ready to list your Ridgefield Park home for sale? There are a few technology resources that will help you…
Understanding the National Association of Realtors
If you have considered buying or selling a home, you may have talked to a real estate professional about how…
What to Know about an Earnest Money Deposit
As you get ready to buy a home in Bergen County, New Jersey, there are a lot of terms to…
When Should I List My Home for Sale?
Considering selling your Bergen County home? While each local area can vary (and a great real estate agent can help…
Navigating Homeownership: Know Your Needs
You may think that the first step to buying a Bergen County home is to make an offer. While that…
5 Questions For Interviewing Real Estate Agents
If you’re getting ready to purchase or sell a Bergen County home, you’ve probably considered working with a real estate…
Transform Your Home This Spring: 4 Simple Refresh Ideas
As spring blossoms and breathes new life into our surroundings, it’s the perfect opportunity to rejuvenate our homes. Whether you’re…
A Modern Approach to Saving For a Bergen County Down Payment
It might seem like it will be costly to purchase a home, and you might think that you will have…
Easy Storage Solutions for the Homeowner
Have too much stuff cluttering your home? Here are a few helpful tips to make your home more storage-friendly, even…
What Credit Score Do I Need to Buy a Home In Bergen County?
There are rarely hard and fast requirements for a credit score when it comes to getting approved for a loan.…
3 Helpful Tips to Getting Your Home Ready for Ice and Snow
Being a homeowner during the cold winter months comes with a few additional challenges and responsibilities. But rather than wait…
Can I Afford a Bergen County Mortgage?
If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how…
How Long Do I Have To Pay Back A VA Loan?
When you decide to use a VA Loan, you may be excited about the prospect of buying a home without…
Do You Pay Closing Costs With A VA Loan?
When buying a home with the VA Loan, determining your eligibility is one of the first steps that you will…
Can I Use A VA Loan Without A Down Payment?
Yes! The main benefit of the VA Loan is that you can purchase a home without any down payment. That…
Can I Use A VA Loan To Buy A Home Overseas?
The VA Loan can only be used within the United States or its territories. Unfortunately, it cannot be used to…
Can I Use A VA Loan For An Investment Property?
The VA Loan was first developed after World War II to make home ownership more accessible to the military service…
Can a Civilian Use a VA Loan?
With few exceptions, civilians are not eligible to use the VA Loan. The VA Loan is designed to be a…
Can I Use The VA Loan For A Fixer Upper Home?
If you dream of fixing up your own home, you may think that it isn’t possible with the VA Loan.…
Can I Use The VA Loan For A New Construction Home?
If you have your eye on a piece of property and want to build the home of your dreams, you…
Is The VA Loan Free Money?
You may have heard of the VA Loan as a “zero money down” loan. Some people hear this and think…
Is The VA Loan A Conventional Mortgage?
There are many home loan types out there: VA, conventional, USDA, and FHA. What is the difference? Is the VA…
What Is The Difference Between A VA Loan And A Regular Loan?
When people first start shopping around for a home, there are a lot of questions about what type of mortgage…
Do I Have To Qualify For A VA Loan?
Qualifying for a loan and being eligible for the VA Loan are two different things. If you want to use…
How Much Money Does The VA Loan Give You?
The VA Loan allows Veterans, service members, military Reservists, National Guard members, and some military spouses to purchase a home…
What Is the Advantage of the VA Loan?
Using your VA Loan benefit is something that many service members and Veterans do when purchasing a home. In addition…
What Is The VA Funding Fee?
The VA Loan is a great benefit for military members, Veterans, military Reservists, National Guard members, and some spouses. It…
Can A Family Member Use My VA Loan?
The VA Loan benefit is available for active duty military members, Veterans, military Reservists, and National Guard members who served…
Is a VA Loan a 100% Loan?
When using the VA Loan, borrowers are not required to put any money down as a down payment. This means…
What Will Cause A VA Loan To Get Disapproved?
Just like in any loan application process, there is a chance that your VA Loan will not get approved. There…
What Paperwork Is Required For A VA Loan?
To use your VA Loan eligibility, you will need to provide paperwork to the Department of Veterans Affairs as well…
Do You Have To Pay Back A VA Loan?
Yes, you will need to pay back your VA Loan. Just like any home mortgage, you will need to make…
How Does The VA Loan Work?
The VA Loan is a mortgage backed by the Department of Veterans Affairs. While a conventional mortgage goes directly through…
What Down Payment Do I Need For A VA Loan?
The VA Loan is backed by the Department of Veterans Affairs and available for military service members, Veterans, Reservists, National…
What Lenders Accept The VA Loan?
If you are a Veteran or military service member looking to buy a home, chances are that you have considered…
How Do I Apply For The VA Loan?
You will apply for a loan through your lender completing all of the standard mortgage application paperwork. During this process,…
Can I Use The VA Loan More Than Once?
You can only have one active VA Loan at one time in most cases. In order to use your VA…
Can I Use My VA Loan While On Active Duty?
Yes, you can use your VA Loan while serving on active duty as long as you have meet the minimum…
Can A Member Of The National Guard Use A VA Loan?
The Army National Guard is a part of the Army that steps in to help with domestic emergency situations. Whether…
Can A Military Reservist Use The VA Loan?
The Army, Navy, Air Force, and Marine Corps all have Reserve options that allow you to serve in the military…
Can A Military Spouse Use The Va Loan?
VA Loans, backed by the Department of Veterans Affairs and providing a path to homeownership that does not require a…
Can A Military Retiree Use The Va Loan?
The VA Loan, backed by the Department of Veterans Affairs, is a great benefit that active duty service members and…
Can A Veteran Use The VA Loan?
The VA Loan is backed by the Department of Veterans Affairs and helps servicemembers, Veterans, and family members in certain…
When Did I Need To Serve To Use The VA Loan?
The VA Loan allows military members and those who served in the military to purchase a home without the requirement…
Where Can I Buy A Home With the VA Loan?
The VA Loan is a mortgage option available to military service members, Veterans, retirees, and some family members. It allows…
Who is Eligible For the VA Loan?
The VA loan is designed to allow military servicemembers to purchase a home without having to save up a sizable…
What Is The VA Loan?
If you are a Veteran, there are a few perks that you get when buying a home thanks to your…
Can I Use a USDA Loan to Buy a Bergen County House?
Did you know that the United States Department of Agriculture, USDA, has a home loan program? The USDA Loan is…
How Does a Bergen County Mortgage Work Anyway?
If you plan to purchase a home in or around Bergen County, you have probably started to research the best…
Does an FHA Loan Require PMI?
If you have been shopping around for different mortgage options inside Bergen County, NJ, you’ve likely come across the FHA…
What Is Required for a Conventional Mortgage In Bergen County ?
When buying a home around Bergen County, most people use a conventional mortgage. This requires the home buyer to put…
The Unsung Home Hero, The Attic
Living spaces get a lot of love from homeowners and renters. Updates like new paint, light fixtures, and family photos…
Living Your Best Outdoor Life in the Winter
Cold weather may send many of us running inside to enjoy a steaming mug of hot cocoa, but enjoying the…
6 Unique Home Upgrade Ideas for 2023
New year, new look! If you want to upgrade your Bergen County home in 2023, here are a few ideas…
Should I AirBnB My Bergen County Home?
Holiday travel can be easy with Airbnb, VRBO, or another rental platform. Not only do you get more space than…
Can I Buy Real Estate Abroad?
If you have been dreaming about owning an exotic beach house, you may be surprised to find that it is…
Five Types of Real Estate Insurance
Once you buy or rent a home, the next thing on your to-do list should be to set up insurance.…
Home Benefits for Bergen County Veterans
November is a great time to recognize the contributions of Veterans. But did you know that there are benefits when…
What is a Qualified Opportunity Zone?
If you are interested in buying in a Bergen County, New Jersey neighborhood going through revitalization, there are plenty of…
Walkability – How Walkable is Your Neighborhood?
Homeowners with an eye to sell their home may be hearing words like walkability. But was does it mean and…
Buying & Selling High-End Real Estate Near Bergen County
If you love shows like Selling Sunset and Million Dollar Listing, you may be wondering what it takes to get…
Is the Housing Market Changing?
The national economy is a complex system but there are a few signs that potential homebuyers and sellers can look…
Building Up Your Credit
If you are getting ready to buy a house in Bergen County in the next few years, taking time to…
Excellent Questions to Ask Your Bergen County Real Estate Agent
Getting ready to buy or sell a Bergen County (Hackensack, Mahwah) home? You are probably working with a Bergen County…
Fall Yard Maintenance Tips for the Bergen County Homeowner
As the air turns crisp and leaves start to fall, there are steps that Bergen County homeowners can take to…
Read This Before Listing Your Bergen County Home For Sale by Owner
Considering selling your Bergen County home? You may have thought about listing it yourself as For Sale by Owner or…
How to Make the Most of Your Home’s Listing Photos
The photos included in your home’s listing are one of the first things that potential buyers look at when browsing…
Navigating the Home Search Inside Bergen County
Looking for a home? It’s not always easy to figure out what to look for, how to search, and ways…
4 Great Moving Tips for a New Bergen County Homeowner
Getting ready to move to a Bergen County home? This is a fun and exciting time, especially if you are…
What is a Home Warranty?
Home repairs can get costly and create an unexpected hassle and financial burden. A home warranty is a great way…
Getting Pre-Approved for a Bergen County Home Loan
If you are starting your Bergen County home search as a serious buyer, you want to consider getting pre-approved for…
How Does Escrow Work in Bergen County?
When you set up your Bergen County mortgage payment, you will likely see different items included. Typically, a monthly mortgage…
What to Include in a Bergen County Real Estate Listing
Getting ready to list your Bergen County home? Great! Whether you are working with a real estate agent or listing…
Should I Get a Pool in Bergen County? Pros and Cons Explored
As summer temperatures reach record highs in many parts of the United States (Bergen County Included), homeowners are looking for…
Should I Rent or Own a Home in 2022?
One of the most-asked questions in the real estate market (Especially in Bergen County, NJ) this year is whether to…
What is a Buyer’s Market and Are We in One?
People looking to buy a home have been seeing prices increase and supply dwindle to almost nothing in some areas.…
How to Boost Your Credit Score to Prepare for Buying a House
If you are getting ready for home ownership Near Bergen County, NJ, you have probably taken a good long look…
Documents to Keep for Homeowners
Whether you have just closed on a new home purchase in Bergen County or are trying to get years of…
Budgeting for Homeownership in a Crazy Market
There’s no denying that today’s housing market is expensive. With prices increasing dramatically in the past few years, many potential…
Keep Your Bergen County Home Ready for Fun this Summer
With warmer weather here, now is a great time to take care of maintenance around your Bergen County home and…
Renters: Documents You Should Keep
Renting is often easier and simpler than owning a home. But you should still keep certain documents on hand to…
Making the Most of Your Bergen County Home This Summer
Summer is almost here! In many parts of the United States, this means hot weather, sunny days, and time off…
What is the National Association of Realtors?
If you have ever bought or sold a home, chances are you worked with a local real estate agent. These…
Making the Most of Your Tax Return as a Bergen County Homeowner
Looking to make the most out of your tax return this year? If that’s you and you aren’t sure what…
When to Wait (and When Not to Wait) to Buy a House in Bergen County
Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to…
Using a USDA Home Loan in Bergen County
Did you know that the United States Department of Agriculture provides home loans through participating lenders? A USDA loan is…
Getting Your Documents Organized to Buy a Bergen County Home
Purchasing a Bergen County home requires a lot of paperwork. Not only do you need to complete the offer and…
Why Staging Your Bergen County Home Can Increase Your Sales Price
Getting ready to sell your home? You may have a long list of projects that you want to tackle to…
How to Find Bergen County Housing in a Competitive Market
The Bergen County housing market right now is hot, at least for sellers and landlords. It is extremely competitive for…
Understanding & Using the FHA Loan in Bergen County
If you are looking to buy a Bergen County home in a rural area and don’t have a lot of…
Mortgage for the Self-Employed
If you are self-employed, there are a few extra considerations that you need to keep in mind if you have…
Why Do Some Buyers in Bergen County Offer Above Asking Price?
With the housing market so hot over the past few years, many buyers in Bergen County are offering above the…
How to Become a Loan Officer in Bergen County
If you want to get more involved in a real estate career, you may have considered becoming a loan officer…
Spring Cleaning Tips for Your Bergen County Home
Spring is springing in many areas of the United States and with warmer temperatures come some extra chores and household…
What Is a VA Loan?
If you are a military member or Veteran considering buying a home in Bergen County, you have probably heard the…
Is it Time To Rent or Buy in Bergen County?
With the Bergen County housing market in constant change, you may be wondering if this is the right time to…
How Do I Apply for a Bergen County Mortgage?
Once you start the homebuying process on a Bergen County mortgage, it can seem like an endless stream of paperwork…
What Areas are “Hot” in Real Estate?
Going into 2022, many potential home buyers and real estate investors are watching certain cities to find the best buys.…
Popular Options for Increasing the Value of Your Bergen County Home
Updating or renovating your house is a great way to add value to your Bergen County home. Projects can range…
How to Save for a Mortgage Down Payment in Bergen County
If home ownership in Bergen County is still a distant dream for you, don’t worry and don’t give up. Saving…
What Is a Fixed Rate Mortgage?
The most common type of mortgage that new Bergen County homeowners take out is a fixed rate mortgage. If you…
3 Garage Upgrade Ideas for Your New Year’s Resolution
Is building healthy lifestyle habits one of your new year’s resolutions for 2022? There’s no time like now to set…
What You Can Expect From the Bergen County Real Estate Market in 2022
2021 saw many people looking to buy a home outside of major urban areas. As more and more people embraced…
What Is an Adjustable Rate Mortgage?
Getting ready to buy a house in Bergen County? You may have talked to your lender about a few different…
Why Your Garage Might Be the Best Part of Your Bergen County Home
It can be easy for your garage to turn into an abyss of old junk, extra boxes destined for the…
Buying and Selling A Bergen County House During the Holidays
It can be hard to time the real estate market, but if you are getting ready to buy or sell…
4 Great Questions to Ask Your Home Mortgage Lender
If you are searching for a home in or around Bergen County, one of the first people you will talk…
Spruce Up Your Bergen County Home This Winter
Winter is coming! If you are in most parts of the United States, it’s already here. Check out this list…
Using a Local Real Estate Agent to Rent a Home
Real estate agents are often associated with buying or selling a home. They are certainly great people to have on…
What Does “In Escrow” Mean?
The term “in escrow” is one that is often heard during real estate transactions. When you buy a home or…
Benefits of Working with a Bergen County Real Estate Agent
Are you getting ready to buy or sell a home? Working with a Bergen County real estate agent can make…
What You Need to Know about the FHA Loan in Bergen County
Getting ready to purchase a home? You’ve probably heard about the FHA loan, especially if you are a first-time homebuyer.…
Getting the “Clear to Close” and What Comes Next
Going through the home buying process? It can feel like a never-ending journey of paperwork and verification to become a…
Is the Zestimate Right for My House? Understanding Real Estate Tools
Whether you are buying, selling, or renting a home, you have probably spent at least a little bit of time…
Are You Ready to Become a Landlord?
If you are considering selling your house but aren’t sure you want to let it go forever, you may be…
What’s the Difference between a Residential and Commercial Loan?
If you plan to buy a house soon, chances are you have been searching online to learn all about the…
Loan Application: The Documents Your Mortgage Loan Officer Will Ask For
If you are a first-time homebuyer (or even if you’ve done this a few times), it can be easy to…
How to Boost Your House’s Curb Appeal in the Fall
The summer real estate boom may be slowing down, but it can still be a great time to get your…
The VA Loan Details: What You Need To Know
If you are a military service member, Veteran, or their family, you may be eligible to use the VA loan…
The Housing Market in Bergen County – Going into Fall 2021
A few key factors have intensified the housing market in Bergen County in 2021. The COVID-19 pandemic and guidelines to…
What You Need to Know about the USDA Loan in Bergen County
Are you interested in moving to a rural or less populated area? The U.S. Department of Agriculture offers a loan…
Help–My Landlord is Selling My Bergen County Home!
Is your Landlord selling your Bergen County home? In a seller’s real estate market, many tenants are finding themselves on…
City to Suburbs: Benefits of Buying a Home Outside a Major City
Many homeowners have flocked to the suburbs in 2020 and 2021. While cities used to have major appeal to young…
Should I Rent or Buy My Bergen County Home?
Relocating to a new area or looking for a new home? Ask yourself these questions to decide if it’s the…
Moving Day Etiquette in Bergen County
Whether you are moving yourself or hiring a professional team, there are a few ways that you can make moving…
What to Do When You Are Outbid on a Bergen County Home
Home sales are competitive right now. In many markets, offering the asking price isn